My credit card was finally approved last August 19, 2010 and they mailed the following day but got into my hand last September 8, 2010. The three of us in the office have been qualified to have an hsbc credit card after countless times of filling up application that none of it has been approved until August 19, 2010. Anyway, it was delivered at the office 2 weeks after the courier failed delivery at home because I was not there most of the time. I am really ecstatic to finally have my own credit card which I will be using only for emergency and of course will use it wisely as what the boyfriend said.lol! I’m Itching to swipe it for a new Samsung cellphone as replacement of my lost cellphone.